Car Loan Application


The Canadian capital of Ottawa has a large market for used cars, and we at The Car Club buyers want you to make the most of the options available. We have a huge inventory of vehicles in different segments and sizes, among which you can select as per your budget. Yes, we do understand that a used car costs lesser than a new vehicle, and to fulfil your dream of ownership, we do consider car finance with no credit check.

Deciding Used Car Prices

We go through an elaborate process of deciding the price of every car. This is done keeping several factors in mind:

  • Kilometres Covered
  • Year of Manufacture
  • Number of Owners
  • Level of Maintenance (we do keep cars in good condition as much as possible)
  • Features and Accessories

We understand how important cars are for your mobility, which is why we offer car loan in Ottawa at the best rates.

Found your favourite vehicle but worried whether the loan will go through or not? Don’t be; we tie up with major banks in Ottawa to also offer car on finance with poor credit. Our aim at The Car Club is to take away the concern about car loan with poor credit and provide you peace of ownership. So much so that we also offer 0 financing used cars in Ottawa so that you don’t have to worry about rising or falling interest rates.

Opportunity to Rebuild Credit

Even if you have bad credit, we are willing to trust you and give you the opportunity to rebuild it. For this reason, we at The Car Club offer bad credit car loans in Ottawa. The importance of mobility in Ottawa is very high during the pandemic, which is why we make every effort to help you get a zero down payment car loan. Here’s how we’ve become one of the leading bad credit car dealerships in Ottawa:

  • Several consultants and dedicated staffs with years of experience of helping customers
  • Lenders who are willing to provide loans for credit-challenged customers on the basis of trust

Since a new car depreciates more than an old car, it makes more sense to get a loan based on no down payment on the latter.

Customer Reviews

Google Reviews 16 reviews
Malik M Profile Photo
Malik M
7 months ago
The girl working the service counter today, Madison, well she was really great. Extremely helpful, super friendly and a great attitude! A rare trait these days.
Stephanie Milo Profile Photo
Stephanie Milo
8 months ago
BEST SERVICE! EVER!!! I have been looking for months now for a vehicle of my own. It's been quite DIFFICULT. No one was willing to help due to some credit issues. I WAS READY TO GIVE UP... UNTIL, I made one call and they changed it all! Not only did I find a CAR, I made a FRIEND. The team is AMAZING, polite and have such a GREAT positive energy. In 24 HRS I walked in with no car, test drove some vehicles till I found the one that fit me BEST, signed some papers and drove off the lot in my VERY own CAR! (incl. car plates, safety check, detailed and more...) They're super professional and welcoming. Everything and more was far and beyond what anyone could imagine. No matter the doubt I had, they were there to HELP. Thank you TEAM!!! HUGE SHOUTOUT TO NICKOLAS who made it all happen and MADE the IMPOSSIBLE, POSSIBLE!!!! I will be LETTING everyone I know about you guys and sending them your way :) From one HAPPY customer to another ...
Ashley Edmonds Profile Photo
Ashley Edmonds
8 months ago
Excellent customer service! Moe really went above and beyond to ensure we had the right vehicle to fit our needs. Would highly recommend Car Club to anyone looking for a great car buying experience.
Donna Douglass Profile Photo
Donna Douglass
8 months ago
The Car Club Bells Corners location are amazing! They assisted my Daughter in purchasing a beautiful SUV. They worked very hard with us to get her into the exact vehicle she wanted. They contacted me to sign paperwork. Upon learning that I do not like driving in Ottawa, their representative drove up to me for the signatures! They are simply amazing! I would do business with them again and highly recommend them to folks out there trying to get that perfect ride! Thank you so much! Donna Douglass
Roberto Luis Boffill Garcia Profile Photo
Roberto Luis Boffill Garcia
8 months ago
Didn't think they would be able to get me anything as my credit is in bad shape. I was pleasantly surprised to be sitting behind the wheel of a great 2019 car the next day, and all tanks to Dan I do recommend to everyone the car club
ZACHARY WONG Profile Photo
9 months ago
Bought two vehicles in 2020, great customer service from their team! Car had minor issues but were all accommodated upon request. I called a year later for a battery issue, I did call after hours and the service department had closed. I spoke with a representative named Dan and he was as helpful as he can be with providing feedback with the issue. Customer service was great and patient! Definitely recommend this location for all! Thanks Dan! Vehicles bought were an Audi and Pathfinder for reference.
Gabriel Girouard Profile Photo
Gabriel Girouard
9 months ago
I was put in touch with this location through a Canada Drives referral. I had a great experience dealing with Hichem. He helped me get a like-new 2019 Volkswagen with very low mileage (24k km) for a reasonable price and interest rate (10%) considering my credit. I was previously turned down by other dealerships, so I was really surprised to hear they could work something out. Sales team was not pushy at all, and even got me a coffee while waiting for things to go through. Car was inspected and maintenance done prior to taking it, and I've had no issues with it after a month. Probably the nicest dealership experience I've had so far to be honest. Would definitely recommend checking them out if you're looking for a good quality used car or if you have any specific financing needs that other dealerships can't meet.
sam chuk Profile Photo
sam chuk
10 months ago
Ask for Jeff, he is the best! He is amazing and makes the process really smooth. He goes above and beyond for his customers and tries to help me as much as possible. You brace yourself going into a car dealer. Prepare mentally for the oncoming “pushy salesmen.” And then… they don’t come. Instead, you get friendly person who don’t try to “push” anything on you. He was very helpful. They listen. They’re accommodating. That was my experience with Jeff. CarClub set the bar across the board for a perfect customer experience. From the moment I reached out with a brief inquiry, Jeff was responsive, extremely knowledgeable, not only about the vehicle itself, but in walking me through the entire process. It could not have been more seamless and made the process very pleasant. Their attention to detail and my satisfaction was unparalleled- going above and beyond in every aspect! Regards, Happy Customer, Sam
Lily K Profile Photo
Lily K
1 year ago
Unethical car lot. Women beware & be certain to research the Black book value of the vehicle before you sign any papers! They are charging more than DOUBLE the price of what their cars are worth. They are friendly while deceiving you. I would never recommend this place to anyone.